Who this covers: Software, apps, platforms, AI model providers, data brokers, online marketplaces.
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Law now 33
Enacted as New York City law since 2024, highest exposure first.
You could be sued by anyone claiming gender-motivated violence that you or your business enabled or took part in, including older incidents, within 18 months of the law's effective date.
People can sueRead the clause
Any person claiming to be injured by a party who commits, directs, enables, participates in, or conspires in the commission of a crime of violence motivated by gender may bring a civil claim against that party.
Quoted word for word from the bill text.
Introduced
In committee
Hearing held
Approved by committee
Passed Council
Awaiting mayor
Enacted
Stage 7 of 7: Enacted
Enacted, Local Law 50 of 2026, Jan 29, 2026
Insurance lines
Employment practices liabilityEmployees or others may bring claims tied to gender-motivated violence at the workplace.
General liabilityThird-party injury claims could arise from violence enabled on business premises.
If your housing project gets city money, you must pay $40/hour combined ($25 in wages), try to hire 30% NYC residents, and workers can sue you.
People can sueRead the clause
provide for a private right of action for aggrieved workers
Quoted word for word from the bill text.
Fines
New requirement
Introduced
In committee
Hearing held
Approved by committee
Passed Council
Awaiting mayor
Enacted
Stage 7 of 7: Enacted
Enacted, Local Law 21 of 2026, Jan 17, 2026
Insurance lines
Employment practices liabilityWorkers can bring wage and benefit claims under the new private right of action.
Employees could sue you directly in court over alleged sick and safe time violations, within two years, without first filing a city complaint.
People can sueRead the clause
This bill would allow employees who are alleging a violation of their rights under the Earned Safe and Sick Time Act (ESSTA) to commence a civil action in any court of competent jurisdiction.
Quoted word for word from the bill text.
Introduced
In committee
Hearing held
Approved by committee
Passed Council
Awaiting mayor
Enacted
Stage 7 of 7: Enacted
Enacted, Local Law 22 of 2024, Jan 20, 2024
Insurance lines
Employment practices liabilityAdds employee lawsuits over leave and sick time violations.
You can't deactivate high-volume for-hire drivers without just cause or a bona fide economic reason, and you must give notice and face reinstatement and back pay.
New requirement
Fines
Introduced
In committee
Hearing held
Approved by committee
Passed Council
Awaiting mayor
Enacted
Stage 7 of 7: Enacted
Enacted, Local Law 52 of 2026, Jan 29, 2026
Insurance lines
Employment practices liabilityDrivers can claim wrongful deactivation and seek reinstatement and back pay.
You can't deactivate delivery workers without just cause or economic reasons, and you must use progressive discipline and give notice.
New requirement
Disclosure / reporting
Fines
Introduced
In committee
Hearing held
Approved by committee
Passed Council
Awaiting mayor
Enacted
Stage 7 of 7: Enacted
Enacted, Local Law 34 of 2026, Jan 17, 2026
Insurance lines
Employment practices liabilityWorkers can challenge deactivations and win reinstatement and lost earnings.
If you use contracted delivery workers, you must follow minimum pay, pre-acceptance disclosure, bag, fire safety and toilet access rules, and face enforcement.
Fines
Disclosure / reporting
New requirement
Introduced
In committee
Hearing held
Approved by committee
Passed Council
Awaiting mayor
Enacted
Stage 7 of 7: Enacted
Enacted, Local Law 123 of 2025, Sep 10, 2025
Insurance lines
Employment practices liabilityPay and worker protection rules expand claims exposure from delivery workers.
Show 27 more law now bills
Delivery apps may charge restaurants an extra 20% for enhanced services if they offer a basic tier, and must send fee notices and monthly itemized statements.
New benefit
Disclosure / reporting
New requirement
Fines
Introduced
In committee
Hearing held
Approved by committee
Passed Council
Awaiting mayor
Enacted
Stage 7 of 7: Enacted
Enacted, Local Law 79 of 2025, May 31, 2025
Insurance lines
No specific insurance line tagged.
Ad tablet companies must pay for-hire drivers at least 25% of tablet ad revenue, and the interior advertising company license fee is set at $500.
New requirement
License / permit condition
Introduced
In committee
Hearing held
Approved by committee
Passed Council
Awaiting mayor
Enacted
Stage 7 of 7: Enacted
Enacted, Local Law 56 of 2024, Apr 6, 2024
Insurance lines
No specific insurance line tagged.
If you sell e-bikes, e-scooters or similar devices, you must post lithium-ion battery safety information in your store and online or face $150 to $350 fines per violation.
Disclosure / reporting
Fines
Introduced
In committee
Hearing held
Approved by committee
Passed Council
Awaiting mayor
Enacted
Stage 7 of 7: Enacted
Enacted, Local Law 49 of 2024, Mar 29, 2024
Insurance lines
Product liabilityBattery safety warnings relate to harm from devices you sell.
If you sell, lease or rent e-bikes or mobility devices, you must keep certification records and show lab certification online, with higher penalties and possible sealing of premises.
Fines
Disclosure / reporting
New requirement
Introduced
In committee
Hearing held
Approved by committee
Passed Council
Awaiting mayor
Enacted
Stage 7 of 7: Enacted
Enacted, Local Law 50 of 2024, Mar 29, 2024
Insurance lines
Product liabilitySellers of powered devices face stricter certification and enforcement exposure.
For-hire vehicles can carry approved ad tablets, drivers get 25% of revenue and can't be forced to install them, and tablet suppliers need a TLC license.
New benefit
License / permit condition
New requirement
Introduced
In committee
Hearing held
Approved by committee
Passed Council
Awaiting mayor
Enacted
Stage 7 of 7: Enacted
Enacted, Local Law 33 of 2024, Jan 20, 2024
Insurance lines
Commercial autoTablets installed in for-hire vehicles change vehicle equipment and driver rules.
If you bid on city contracts or use subcontractors, giving false qualification or subcontractor information could cost you $1,000 to $25,000 per violation.
Fines
Introduced
In committee
Hearing held
Approved by committee
Passed Council
Awaiting mayor
Enacted
Stage 7 of 7: Enacted
Enacted, Local Law 67 of 2026, Mar 14, 2026
Insurance lines
Directors & officersRegulatory penalties for false statements may be pursued against company management.
If you employ security guards, you must pay them at least the public building service contract minimum wage, vacation and supplemental benefits, and face city and worker enforcement.
If you offer immigration assistance services, fines for violations jump to $5,000–$20,000, and ads with images must carry the required notice of services you can't provide.
Fines
Disclosure / reporting
Introduced
In committee
Hearing held
Approved by committee
Passed Council
Awaiting mayor
Enacted
Stage 7 of 7: Enacted
Enacted, Local Law 101 of 2025, Jul 30, 2025
Insurance lines
No specific insurance line tagged.
You must get a hotel license ($350, two years), staff the front desk and security, clean rooms daily, directly employ core staff, and provide panic buttons and training.
License / permit condition
Fines
New requirement
Introduced
In committee
Hearing held
Approved by committee
Passed Council
Awaiting mayor
Enacted
Stage 7 of 7: Enacted
Enacted, Local Law 104 of 2024, Nov 4, 2024
Insurance lines
Workers' compensationPanic buttons and trafficking training mandates affect employee safety at work.
Employment practices liabilityDirect employment mandate changes employment relationships and related claims.
General liabilityRequired security coverage and room cleanliness relate to guest premises safety.
If you operate bus shelters, bike share stations or public communications structures, you may be told to clean them or clear snow and ice, and face enforcement if you don't.
New requirement
Introduced
In committee
Hearing held
Approved by committee
Passed Council
Awaiting mayor
Enacted
Stage 7 of 7: Enacted
Enacted, Local Law 79 of 2026, Apr 9, 2026
Insurance lines
General liabilityUncleared snow, ice or dirt on structures can cause slip-and-fall injuries to the public.
If you run a third-party grocery delivery service, you must pay grocery delivery workers at least the city's minimum pay rate for delivery workers.
If you run a food or grocery delivery service, you must offer customers a tip option of at least 10 percent of the purchase price on every order.
New requirement
Introduced
In committee
Hearing held
Approved by committee
Passed Council
Awaiting mayor
Enacted
Stage 7 of 7: Enacted
Enacted, Local Law 107 of 2025, Aug 13, 2025
Insurance lines
No specific insurance line tagged.
If you run a delivery app, you must offer customers a chance to tip the worker before or when the order is placed.
New requirement
Introduced
In committee
Hearing held
Approved by committee
Passed Council
Awaiting mayor
Enacted
Stage 7 of 7: Enacted
Enacted, Local Law 108 of 2025, Aug 13, 2025
Insurance lines
No specific insurance line tagged.
You must pay contracted delivery workers within 7 days of each pay period and give them an itemized pay statement, keeping copies for three years.
New requirement
Disclosure / reporting
Introduced
In committee
Hearing held
Approved by committee
Passed Council
Awaiting mayor
Enacted
Stage 7 of 7: Enacted
Enacted, Local Law 113 of 2025, Aug 13, 2025
Insurance lines
Employment practices liabilityPay timing and statement rules create wage-related claim exposure from delivery workers.
If you owe old Environmental Control Board judgments, you can settle them during a 90-day window by paying the base penalty or 75 percent, with no interest.
New benefit
Introduced
In committee
Hearing held
Approved by committee
Passed Council
Awaiting mayor
Enacted
Stage 7 of 7: Enacted
Enacted, Local Law 147 of 2026, Sep 12, 2026
Insurance lines
No specific insurance line tagged.
New businesses may be able to join a city program that coordinates inspections and plan reviews so you can open faster.
New benefit
Introduced
In committee
Hearing held
Approved by committee
Passed Council
Awaiting mayor
Enacted
Stage 7 of 7: Enacted
Enacted, Local Law 132 of 2026, Aug 18, 2026
Insurance lines
No specific insurance line tagged.
If you are a partner or sole proprietor paying city unincorporated business tax, you get a smaller credit against your city personal income tax, so you pay more.
New requirement
Introduced
In committee
Hearing held
Approved by committee
Passed Council
Awaiting mayor
Enacted
Stage 7 of 7: Enacted
Enacted, Local Law 133 of 2026, Aug 18, 2026
Insurance lines
No specific insurance line tagged.
If you hold a city contract over $100,000, you must self-certify no conflicts or misconduct and report any found within 10 business days.
Disclosure / reporting
Introduced
In committee
Hearing held
Approved by committee
Passed Council
Awaiting mayor
Enacted
Stage 7 of 7: Enacted
Enacted, Local Law 55 of 2026, Jan 29, 2026
Insurance lines
Directors & officersOfficers attest to no misconduct or conflicts, creating personal and regulatory exposure.
Until August 30, 2026, sanitation provider rules on receptacles and litter basket placement apply only if you got City Council funding or didn't apply for a receptacle siting by March 1, 2026.
New benefit
Introduced
In committee
Hearing held
Approved by committee
Passed Council
Awaiting mayor
Enacted
Stage 7 of 7: Enacted
Enacted, Local Law 60 of 2026, Jan 29, 2026
Insurance lines
No specific insurance line tagged.
If you hold a covered DHS or criminal justice contract, you would get at least 25% of annual value upfront each quarter starting July 2027.
New benefit
Introduced
In committee
Hearing held
Approved by committee
Passed Council
Awaiting mayor
Enacted
Stage 7 of 7: Enacted
Enacted, Local Law 11 of 2026, Jan 3, 2026
Insurance lines
No specific insurance line tagged.
If you have more than 200 employees working in NYC, you must file an annual pay data report with demographic and job information.
Disclosure / reporting
Introduced
In committee
Hearing held
Approved by committee
Passed Council
Awaiting mayor
Enacted
Stage 7 of 7: Enacted
Enacted, Local Law 173 of 2025, Dec 4, 2025
Insurance lines
Employment practices liabilityReported pay data by demographics may prompt pay discrimination claims.
You must give employees 32 extra hours of unpaid safe/sick time and let them use sick time for more reasons, such as child care and legal proceedings.
New requirement
Introduced
In committee
Hearing held
Approved by committee
Passed Council
Awaiting mayor
Enacted
Stage 7 of 7: Enacted
Enacted, Local Law 145 of 2025, Oct 25, 2025
Insurance lines
Employment practices liabilityExpanded leave rights raise the chance of employee leave and retaliation claims.
If you run a regulated child care program, you must give parents the city's rights information when they enroll their child.
Disclosure / reporting
Introduced
In committee
Hearing held
Approved by committee
Passed Council
Awaiting mayor
Enacted
Stage 7 of 7: Enacted
Enacted, Local Law 129 of 2025, Sep 13, 2025
Insurance lines
No specific insurance line tagged.
If you bid on city contracts, you would gain a formal way to protest agency procurement decisions, except accelerated, emergency and small purchases.
New benefit
Introduced
In committee
Hearing held
Approved by committee
Passed Council
Awaiting mayor
Enacted
Stage 7 of 7: Enacted
Enacted, Local Law 107 of 2024, Nov 9, 2024
Insurance lines
No specific insurance line tagged.
You must give every new hire your written lactation room policy and keep it available at your workplace and on your intranet, if you have one.
Disclosure / reporting
Introduced
In committee
Hearing held
Approved by committee
Passed Council
Awaiting mayor
Enacted
Stage 7 of 7: Enacted
Enacted, Local Law 109 of 2024, Nov 9, 2024
Insurance lines
Employment practices liabilityEmployees may claim lactation accommodation failures or missing policy distribution.
Any clause in your employment agreements that shortens the time employees have to file discrimination or harassment claims will be void and unenforceable.
New requirement
Introduced
In committee
Hearing held
Approved by committee
Passed Council
Awaiting mayor
Enacted
Stage 7 of 7: Enacted
Enacted, Local Law 62 of 2024, May 11, 2024
Insurance lines
Employment practices liabilityEmployees keep full time to bring discrimination and harassment claims despite contract limits.
If you hold human services contracts with the city, your employees must complete anti-racism training every year, or you can run your own approved curriculum.
New requirement
Introduced
In committee
Hearing held
Approved by committee
Passed Council
Awaiting mayor
Enacted
Stage 7 of 7: Enacted
Enacted, Local Law 13 of 2024, Jan 6, 2024
Insurance lines
No specific insurance line tagged.
Moving 31
Scheduled for a hearing, or past committee and still moving.
You can't use algorithms and customers' personal data to charge different customers different prices for the same item; bona fide discounts are still allowed.
Fines
New requirement
Introduced
In committee
Hearing held
Approved by committee
Passed Council
Awaiting mayor
Enacted
Stage 3 of 7: Hearing held
Next hearing Thu, Nov 12, 2026 at 11:00 AM, Committee on Consumer and Worker Protection, 250 Broadway - 8th Floor - Hearing Room 3. Agenda
Insurance lines
Cyber & privacyRestricts use of customer personal data in pricing algorithms.
If you own a generative AI system, you must block depictions of officials or candidates who notify you, or face fines and injunctions.
People can sueRead the clause
An elected official or candidate can also seek injunctive relief prohibiting use of their image.
Quoted word for word from the bill text.
Fines
New requirement
Introduced
In committee
Hearing held
Approved by committee
Passed Council
Awaiting mayor
Enacted
Stage 3 of 7: Hearing held
Insurance lines
Product liabilityHarm from AI-generated media of officials is tied to the model you make available.
If you make an AI model available, people harmed by third-party misuse could sue you if the harm was foreseeable and you lacked reasonable safeguards.
People can sueRead the clause
This bill would create a private right of action against companies that make artificial intelligence models available for commercial or public use
Quoted word for word from the bill text.
Introduced
In committee
Hearing held
Approved by committee
Passed Council
Awaiting mayor
Enacted
Stage 3 of 7: Hearing held
Insurance lines
Product liabilityNew lawsuits for harms caused by AI models you make available.
Professional liability / Tech E&OClaims alleging failure to implement reasonable safeguards in tech services.
Cyber & privacyMalicious misuse of models may involve data and security harms.
You can't schedule home care aides for shifts over 12 hours or more than 56 hours a week without their written opt-in, and you must give them a rights notice.
New requirement
Fines
Disclosure / reporting
Introduced
In committee
Hearing held
Approved by committee
Passed Council
Awaiting mayor
Enacted
Stage 3 of 7: Hearing held
Insurance lines
Employment practices liabilityScheduling and hour-limit violations can lead to employee claims and penalties.
Workers' compensationLimits on long shifts relate to fatigue and workplace injury risk.
You must give employees unpaid leave for bone marrow or living organ donation, and you can face penalties if you don't.
New requirement
Fines
Introduced
In committee
Hearing held
Approved by committee
Passed Council
Awaiting mayor
Enacted
Stage 3 of 7: Hearing held
Insurance lines
Employment practices liabilityEmployees could bring leave-denial or retaliation claims.
If you arrange or facilitate deliveries of goods in NYC, you must get a business license from DCWP and meet its license conditions.
License / permit condition
Fines
Introduced
In committee
Hearing held
Approved by committee
Passed Council
Awaiting mayor
Enacted
Stage 3 of 7: Hearing held
Insurance lines
Commercial autoLicensed delivery operations involve vehicles and couriers used for the business.
Show 25 more moving bills
You must carry liability insurance covering e-bike and powered-device accidents involving your delivery workers, or you can't get or keep your city license.
License / permit condition
New requirement
Introduced
In committee
Hearing held
Approved by committee
Passed Council
Awaiting mayor
Enacted
Stage 3 of 7: Hearing held
Insurance lines
Commercial autoRequires coverage for accidents involving delivery workers on e-bikes and powered devices.
General liabilityMandates liability coverage for third-party injury from delivery accidents.
If you run a licensed third-party food delivery service, you must file annual safety reports and submit a safety plan with each license application or renewal.
Disclosure / reporting
License / permit condition
Introduced
In committee
Hearing held
Approved by committee
Passed Council
Awaiting mayor
Enacted
Stage 3 of 7: Hearing held
Insurance lines
Commercial autoReporting and plans cover safety incidents involving delivery workers on the road.
Workers' compensationReports must cover worker deaths and serious injuries and training policies.
You can't market, sell, or deploy an AI model in NYC without third-party validation and a human shut-down capability, with penalties up to $25,000 per instance.
Fines
New requirement
Introduced
In committee
Hearing held
Approved by committee
Passed Council
Awaiting mayor
Enacted
Stage 3 of 7: Hearing held
Insurance lines
Product liabilitySafety validation and shut-down requirements affect liability for AI models sold or deployed.
Professional liability / Tech E&OValidators and developers face exposure for errors or falsified validation.
Cyber & privacyValidation covers data privacy and involves Cyber Command disclosures.
Anyone can file a complaint over your AI practices, and you could face agency investigation and penalties, with the complainant earning a share of proceeds.
Fines
Introduced
In committee
Hearing held
Approved by committee
Passed Council
Awaiting mayor
Enacted
Stage 3 of 7: Hearing held
Insurance lines
Directors & officersIncreased regulatory actions against management from complaint-driven enforcement.
If you operate shared e-bikes or e-scooters, you must install sidewalk riding detection and deceleration features, with fines up to $1,000 for repeat violations.
Fines
New requirement
Introduced
In committee
Hearing held
Approved by committee
Passed Council
Awaiting mayor
Enacted
Stage 3 of 7: Hearing held
Insurance lines
Commercial autoFleet vehicle equipment mandates for share-system e-bikes and scooters.
Product liabilityDeceleration features alter safety exposure for vehicles you provide.
General liabilitySidewalk riding injuries to pedestrians may involve operators.
Your ads for an AI model must say whether a third party validated it and can't include false or misleading safety claims, or you risk up to $25,000 in penalties.
Fines
Disclosure / reporting
Introduced
In committee
Hearing held
Approved by committee
Passed Council
Awaiting mayor
Enacted
Stage 3 of 7: Hearing held
Insurance lines
Product liabilityMisleading safety claims about AI models raise exposure for harms from models sold.
Directors & officersRegulatory penalties may target management over deceptive advertising.
If you operate a licensed delivery service, you will likely have to retain your delivery data once the related licensing law takes effect.
New requirement
Introduced
In committee
Hearing held
Approved by committee
Passed Council
Awaiting mayor
Enacted
Stage 3 of 7: Hearing held
Insurance lines
Cyber & privacyRetaining delivery records means storing data that could be breached.
Discrimination based on sex characteristics, including intersex traits, is clearly covered as gender discrimination, so you must not treat people differently on that basis.
New requirement
Introduced
In committee
Hearing held
Approved by committee
Passed Council
Awaiting mayor
Enacted
Stage 3 of 7: Hearing held
Insurance lines
Employment practices liabilityClarifies discrimination claims by employees and applicants can cover intersex traits.
If you run shared bikes or scooters, you must show rules of the road in your app and at stations, and make users review them each year before unlocking.
Disclosure / reporting
New requirement
Introduced
In committee
Hearing held
Approved by committee
Passed Council
Awaiting mayor
Enacted
Stage 3 of 7: Hearing held
Insurance lines
General liabilityRider safety rules and required reviews bear on injury claims from shared device use.
You could not hold or win city contracts if your business engages in immigration enforcement, and this would apply to your existing city contracts.
New requirement
Introduced
In committee
Hearing held
Approved by committee
Passed Council
Awaiting mayor
Enacted
Stage 3 of 7: Hearing held
Insurance lines
No specific insurance line tagged.
If you run a third-party food delivery service, you must verify the registration of mopeds that your delivery workers use.
New requirement
Introduced
In committee
Hearing held
Approved by committee
Passed Council
Awaiting mayor
Enacted
Stage 3 of 7: Hearing held
Insurance lines
Commercial autoVehicles used for deliveries must be verified as registered, changing fleet compliance exposure.
You can apply to a city pilot that matches your small business with a social media content creator for marketing help.
New benefit
Introduced
In committee
Hearing held
Approved by committee
Passed Council
Awaiting mayor
Enacted
Stage 3 of 7: Hearing held
Insurance lines
No specific insurance line tagged.
If you run a social media platform, you must cap NYC youth at 1 hour a day without parental waiver and stop targeted ads and content to them.
New requirement
Introduced
In committee
Hearing held
Approved by committee
Passed Council
Awaiting mayor
Enacted
Stage 3 of 7: Hearing held
Insurance lines
Cyber & privacyLimits on targeting youth change how personal data and user profiles can be used.
If you provide human services under a city contract, you must pay your human services employees at least the prevailing wage.
New requirement
Introduced
In committee
Hearing held
Approved by committee
Passed Council
Awaiting mayor
Enacted
Stage 3 of 7: Hearing held
Insurance lines
Employment practices liabilityWage requirements raise exposure to employee wage claims.
If you hold a city human services contract, you must report to the agency within 30 days whenever you sign a subcontract with a certified MWBE.
Disclosure / reporting
Introduced
In committee
Hearing held
Approved by committee
Passed Council
Awaiting mayor
Enacted
Stage 3 of 7: Hearing held
Insurance lines
No specific insurance line tagged.
You can't advertise vehicles that must be DMV-registered as e-bikes or e-scooters, and as a retailer you must post and hand out the city's e-bike information.
New requirement
Disclosure / reporting
Introduced
In committee
Hearing held
Approved by committee
Passed Council
Awaiting mayor
Enacted
Stage 3 of 7: Hearing held
Insurance lines
Product liabilitySellers of e-bikes and e-scooters face new rules on how these vehicles are marketed.
If you operate the city's bike share, your agreement must require you to report collisions, violations, theft and vandalism involving your bikes.
Disclosure / reporting
Introduced
In committee
Hearing held
Approved by committee
Passed Council
Awaiting mayor
Enacted
Stage 3 of 7: Hearing held
Insurance lines
No specific insurance line tagged.
If you run a delivery service, you must send 24 months of trip data to DCWP and may face new safe delivery rules.
Disclosure / reporting
New requirement
Introduced
In committee
Hearing held
Approved by committee
Passed Council
Awaiting mayor
Enacted
Stage 3 of 7: Hearing held
Insurance lines
Commercial autoSafe delivery time standards could change how couriers operate vehicles and bikes.
Cyber & privacyDelivery services must hand over large volumes of trip data to the city.
If you hold a city contract involving AI, you must follow incident-identification standards and report AI safety incidents to the city within 24 hours.
Disclosure / reporting
Introduced
In committee
Hearing held
Approved by committee
Passed Council
Awaiting mayor
Enacted
Stage 3 of 7: Hearing held
Insurance lines
Cyber & privacyMandatory rapid incident reporting and public disclosure of AI safety incidents.
Professional liability / Tech E&OPublic disclosure of incidents can trigger client claims over technology service failures.
If you provide a chatbot, you must secure and limit use of user data, give users access to it, disclose that it's not human, and not imply licensed-professional advice.
Disclosure / reporting
New requirement
Introduced
In committee
Hearing held
Approved by committee
Passed Council
Awaiting mayor
Enacted
Stage 3 of 7: Hearing held
Insurance lines
Cyber & privacyNew data security, privacy, and access duties for chatbot user data.
Professional liability / Tech E&OAdvice-equivalence restrictions affect claims over chatbot-provided guidance.
If you run a delivery app, you must track e-bike and moped couriers for unsafe riding, alert them live, and block deliveries after three alerts in a week until a safety course.
New requirement
Disclosure / reporting
Introduced
In committee
Hearing held
Approved by committee
Passed Council
Awaiting mayor
Enacted
Stage 3 of 7: Hearing held
Insurance lines
Commercial autoRules govern unsafe riding by couriers on e-bikes and motorcycles making deliveries.
If you are a city contractor, you must post whistleblower protection information covering AI-related reports, and your employees get protection for reporting AI risks.
Disclosure / reporting
Introduced
In committee
Hearing held
Approved by committee
Passed Council
Awaiting mayor
Enacted
Stage 3 of 7: Hearing held
Insurance lines
Employment practices liabilityEmployee whistleblower retaliation claims expand to AI-related reporting.
Eligible small businesses can get technology literacy training, including how to use AI, through an SBS program.
New benefit
Introduced
In committee
Hearing held
Approved by committee
Passed Council
Awaiting mayor
Enacted
Stage 2 of 7: In committee
Next hearing Tue, Dec 1, 2026 at 1:00 PM, Committee on Small Business, 250 Broadway - 8th Floor - Hearing Room 2. Agenda
Insurance lines
No specific insurance line tagged.
If you run a bike share, you can't charge members more than a subway base fare for 1 hour on an e-bike or 2 hours on a bike.
New requirement
Introduced
In committee
Hearing held
Approved by committee
Passed Council
Awaiting mayor
Enacted
Stage 2 of 7: In committee
Next hearing Wed, Dec 2, 2026 at 10:00 AM, Committee on Contracts, 250 Broadway - 8th Floor - Hearing Room 1. Agenda
Insurance lines
No specific insurance line tagged.
If you hold a city contract, the city must pay the undisputed part of an invoice on time and tell you in writing about any disputed portion.
New benefit
Introduced
In committee
Hearing held
Approved by committee
Passed Council
Awaiting mayor
Enacted
Stage 2 of 7: In committee
Next hearing Wed, Feb 10, 2027 at 10:00 AM, Committee on Contracts, 250 Broadway - 8th Floor - Hearing Room 1. Agenda
Insurance lines
No specific insurance line tagged.
Proposed 56
Introduced, with no hearing scheduled yet.
You can't buy, sell, or use software that sets rents or prices from competitors' non-public data, and you could be fined or sued.
People can sueRead the clause
This bill would also make available a private right of action to enforce the prohibitions.
Quoted word for word from the bill text.
Fines
Introduced
In committee
Hearing held
Approved by committee
Passed Council
Awaiting mayor
Enacted
Stage 2 of 7: In committee
Insurance lines
Cyber & privacyRestricts collection and use of competitor data for pricing tools.
Professional liability / Tech E&OPricing software providers face claims over prohibited tools and services.
Customers, competitors, and others could sue you over unfair, deceptive, or abusive business practices.
People can sueRead the clause
This bill would be enforced by a private right of action.
Quoted word for word from the bill text.
Introduced
In committee
Hearing held
Approved by committee
Passed Council
Awaiting mayor
Enacted
Stage 2 of 7: In committee
Insurance lines
General liabilityBroad new lawsuits over deceptive or unfair practices, including advertising injury claims.
Directors & officersManagement may face claims alleging unlawful business practices.
Employees, applicants, and customers get six years instead of three to sue you over discrimination or harassment under the city human rights law.
People can sueRead the clause
increase from three years to six years the statute of limitations to file a civil action by persons aggrieved by unlawful discriminatory practices or acts of discriminatory harassment or violence under the city human rights law.
Quoted word for word from the bill text.
Introduced
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Hearing held
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Awaiting mayor
Enacted
Stage 2 of 7: In committee
Insurance lines
Employment practices liabilityLonger window for discrimination and harassment claims by employees and applicants.
You must give tipped workers daily pay and tip breakdowns and let customers tip the way they paid. Workers can sue you under a new private right of action.
People can sueRead the clause
The bill also creates additional administrative remedies and a private right of action.
Quoted word for word from the bill text.
Disclosure / reporting
New requirement
Introduced
In committee
Hearing held
Approved by committee
Passed Council
Awaiting mayor
Enacted
Stage 2 of 7: In committee
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Employment practices liabilityTipped workers can bring wage-and-tip claims, including through the new private right of action.
Employers could face broader discrimination claims, including punitive damages and individual liability, as the human rights law is read more liberally and vicarious liability rules are repealed.
People can sueRead the clause
clarify the interpretation of specific sections of the law as they pertain to punitive damages, mistakenly perceived alcoholism, municipal immunity, individual liability
Quoted word for word from the bill text.
Introduced
In committee
Hearing held
Approved by committee
Passed Council
Awaiting mayor
Enacted
Stage 2 of 7: In committee
Insurance lines
Employment practices liabilityDiscrimination claims with punitive damages and individual liability raise employment claim exposure.
Directors & officersIndividual liability may reach managers and officers personally.
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You can't consider vaccination status when hiring, firing, or setting job terms, and employees or applicants could sue you.
People can sueRead the clause
Finally, the bill would authorize administrative remedies for violations, as well as a private right of action.
Quoted word for word from the bill text.
New requirement
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In committee
Hearing held
Approved by committee
Passed Council
Awaiting mayor
Enacted
Stage 2 of 7: In committee
Insurance lines
Employment practices liabilityEmployees and applicants can bring claims over hiring, firing, and employment terms.
If you run autonomous taxis, the TLC will set rules on licensing, safety, vehicle standards, trip and fare reporting, and insurance.
License / permit condition
Disclosure / reporting
Introduced
In committee
Hearing held
Approved by committee
Passed Council
Awaiting mayor
Enacted
Stage 2 of 7: In committee
Insurance lines
Commercial autoAutonomous taxi operations face new vehicle, safety and insurance requirements.
Cyber & privacyTrip and fare data reporting involves collecting and transmitting rider data.
If you use the stipulated fine or commercial abatement programs, higher-earning businesses will pay higher reduced fines than they do now.
Fines
Introduced
In committee
Hearing held
Approved by committee
Passed Council
Awaiting mayor
Enacted
Stage 2 of 7: In committee
Insurance lines
No specific insurance line tagged.
If you employ or engage people to sell tickets in public spaces, your business must get a city license, and a seller's violations could put it at risk.
License / permit condition
Fines
Introduced
In committee
Hearing held
Approved by committee
Passed Council
Awaiting mayor
Enacted
Stage 2 of 7: In committee
Insurance lines
No specific insurance line tagged.
You would need a city license to run a massage business, must post it, and may only use licensed (or exempt) massage staff and keep records proving it.
License / permit condition
Disclosure / reporting
New requirement
Fines
Introduced
In committee
Hearing held
Approved by committee
Passed Council
Awaiting mayor
Enacted
Stage 2 of 7: In committee
Insurance lines
No specific insurance line tagged.
Repeat Fair Work Week violations cost up to double the fines, and unpaid penalties can cost you your food service permit and trigger severance for staff.
Fines
License / permit condition
New requirement
Introduced
In committee
Hearing held
Approved by committee
Passed Council
Awaiting mayor
Enacted
Stage 2 of 7: In committee
Insurance lines
Employment practices liabilityScheduling and wage-related violations raise employee claim and penalty exposure.
If a worker dies on the job, you must give the city additional information or face a $1,000 to $2,500 fine per violation.
Disclosure / reporting
Fines
Introduced
In committee
Hearing held
Approved by committee
Passed Council
Awaiting mayor
Enacted
Stage 2 of 7: In committee
Insurance lines
Workers' compensationWorkplace fatalities must be reported and are compiled in a public database.
If you fundraise or do political consulting for city candidates, you cannot lobby them after they are elected, and violations bring civil penalties.
Fines
Introduced
In committee
Hearing held
Approved by committee
Passed Council
Awaiting mayor
Enacted
Stage 2 of 7: In committee
Insurance lines
Directors & officersRegulatory actions and penalties may target management of firms that lobby.
You can no longer enter non-compete agreements with employees, existing ones are void, and each violation can cost you $500.
Fines
New requirement
Introduced
In committee
Hearing held
Approved by committee
Passed Council
Awaiting mayor
Enacted
Stage 2 of 7: In committee
Insurance lines
Employment practices liabilityEmployee claims over non-compete agreements and employment practices could increase.
You could not refuse housing to someone because of current or past sex work, and a city board would review unfair work practices against sex workers.
New requirement
Fines
Introduced
In committee
Hearing held
Approved by committee
Passed Council
Awaiting mayor
Enacted
Stage 2 of 7: In committee
Insurance lines
Employment practices liabilityNew unfair work practice enforcement could generate claims from workers who engage in sex work.
You can't run E-Verify on applicants you haven't hired, you must post your E-Verify enrollment notice, and each violation can cost you $10,000.
New requirement
Disclosure / reporting
Fines
Introduced
In committee
Hearing held
Approved by committee
Passed Council
Awaiting mayor
Enacted
Stage 2 of 7: In committee
Insurance lines
Employment practices liabilityHiring and work-authorization screening practices could draw employee or applicant claims.
You could face a higher maximum fine for ignoring an order from the Commission on Human Rights.
Fines
Introduced
In committee
Hearing held
Approved by committee
Passed Council
Awaiting mayor
Enacted
Stage 2 of 7: In committee
Insurance lines
No specific insurance line tagged.
You could face a misdemeanor and fines if you put a GPS tracker on someone else's vehicle without their consent.
Fines
New requirement
Introduced
In committee
Hearing held
Approved by committee
Passed Council
Awaiting mayor
Enacted
Stage 2 of 7: In committee
Insurance lines
Cyber & privacyUnauthorized location tracking is surveillance of personal data and creates exposure.
You must give employees 5 extra paid hours a year for preventative medical screening, on top of sick time, and can't make them make up the hours.
New requirement
Fines
Introduced
In committee
Hearing held
Approved by committee
Passed Council
Awaiting mayor
Enacted
Stage 2 of 7: In committee
Insurance lines
Employment practices liabilityNew leave entitlement creates employee claims risk for failure to provide paid time.
You could face higher maximum city fines if the Commission on Human Rights finds you engaged in unlawful discrimination.
Fines
Introduced
In committee
Hearing held
Approved by committee
Passed Council
Awaiting mayor
Enacted
Stage 2 of 7: In committee
Insurance lines
Employment practices liabilityLarger discrimination penalties raise exposure from employee and applicant claims.
You must give contracted delivery workers unpaid safe/sick time, can't penalize them for using it, and must give 30 days' notice before updating performance metrics.
New requirement
Disclosure / reporting
Introduced
In committee
Hearing held
Approved by committee
Passed Council
Awaiting mayor
Enacted
Stage 2 of 7: In committee
Insurance lines
Employment practices liabilityWorkers could claim retaliation or scheduling violations over safe/sick time and metric changes.
If you provide mental health services and use AI with clients, you must disclose it in plain language, separately from your terms, before or at the start of services.
Disclosure / reporting
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Awaiting mayor
Enacted
Stage 2 of 7: In committee
Insurance lines
Cyber & privacyDisclosure covers AI processing and sharing client data with third-party vendors.
Professional liability / Tech E&OAI use in delivering mental health services must be disclosed to clients.
You must show your restaurant's sanitary inspection letter grade on your website or online ordering page, and delivery apps must show it too.
Disclosure / reporting
Introduced
In committee
Hearing held
Approved by committee
Passed Council
Awaiting mayor
Enacted
Stage 2 of 7: In committee
Insurance lines
No specific insurance line tagged.
You must get consent before collecting or sharing NYC residents' personal data, and honor requests to list, revoke or delete within 90 days.
New requirement
Disclosure / reporting
Introduced
In committee
Hearing held
Approved by committee
Passed Council
Awaiting mayor
Enacted
Stage 2 of 7: In committee
Insurance lines
Cyber & privacyConsent, disclosure and deletion duties for personal, biometric and AI-training data change data-handling exposure.
If you run an e-bike or e-scooter share system, your devices need working speedometers and must cut motor assist at 10 mph for new riders.
New requirement
Introduced
In committee
Hearing held
Approved by committee
Passed Council
Awaiting mayor
Enacted
Stage 2 of 7: In committee
Insurance lines
General liabilitySpeed limits for new riders change rider injury exposure to third parties.
Product liabilityOperators must equip and configure the devices they make available to riders.
If you run an e-hail taxi app, you must pay drivers at least what they would have earned on a metered street-hail trip.
New requirement
Introduced
In committee
Hearing held
Approved by committee
Passed Council
Awaiting mayor
Enacted
Stage 2 of 7: In committee
Insurance lines
No specific insurance line tagged.
If you run a shared electric scooter system, you could not operate it on certain streets in downtown Flushing.
New requirement
Introduced
In committee
Hearing held
Approved by committee
Passed Council
Awaiting mayor
Enacted
Stage 2 of 7: In committee
Insurance lines
No specific insurance line tagged.
Your funeral firm can apply for an annual DOT permit to park authorized funeral vehicles in no-parking spots near your establishment for up to four hours.
New benefit
Introduced
In committee
Hearing held
Approved by committee
Passed Council
Awaiting mayor
Enacted
Stage 2 of 7: In committee
Insurance lines
No specific insurance line tagged.
You must let covered employees use earned safe and sick time to attend their child's school events, including parent-teacher meetings.
New requirement
Introduced
In committee
Hearing held
Approved by committee
Passed Council
Awaiting mayor
Enacted
Stage 2 of 7: In committee
Insurance lines
Employment practices liabilityLeave denial or retaliation claims could rise with the expanded permitted use.
If you run a supervised release program under a city contract, you must notify the court and parties within 5 or 10 days of a missed check-in.
Disclosure / reporting
Introduced
In committee
Hearing held
Approved by committee
Passed Council
Awaiting mayor
Enacted
Stage 2 of 7: In committee
Insurance lines
No specific insurance line tagged.
If you own or operate certain energy storage systems, you must have them remotely monitored and independently inspected under the fire code.
New requirement
Introduced
In committee
Hearing held
Approved by committee
Passed Council
Awaiting mayor
Enacted
Stage 2 of 7: In committee
Insurance lines
Commercial propertyFire safety monitoring and inspection duties for energy storage systems on owned or leased property.
General liabilityFire risk from battery systems can injure third parties on premises.
If you contract with certain city agencies, you must report pay and employment data by race, gender and pay band to the city, which will analyze it for disparities.
Disclosure / reporting
Introduced
In committee
Hearing held
Approved by committee
Passed Council
Awaiting mayor
Enacted
Stage 2 of 7: In committee
Insurance lines
Employment practices liabilityPay disparity analysis by protected class may prompt employee discrimination claims.
You must pay employees a city minimum wage of $29 to $30 an hour phased in by 2030-2031, with yearly inflation-based increases.
New requirement
Introduced
In committee
Hearing held
Approved by committee
Passed Council
Awaiting mayor
Enacted
Stage 2 of 7: In committee
Insurance lines
Employment practices liabilityWage and hour claims from employees could rise with a much higher minimum wage.
You could post your remote job openings on a city-run website, once the city verifies that your business and the jobs are legitimate.
New benefit
Introduced
In committee
Hearing held
Approved by committee
Passed Council
Awaiting mayor
Enacted
Stage 2 of 7: In committee
Insurance lines
No specific insurance line tagged.
You must hold a reintegration meeting with each employee returning from parental leave, unless they opt out in writing.
New requirement
Introduced
In committee
Hearing held
Approved by committee
Passed Council
Awaiting mayor
Enacted
Stage 2 of 7: In committee
Insurance lines
Employment practices liabilityMissed or mishandled return-from-leave meetings could prompt employee claims.
You must give employees paid personal time for any reason, earning one hour per 30 worked, up to 80 hours a year.
New requirement
Introduced
In committee
Hearing held
Approved by committee
Passed Council
Awaiting mayor
Enacted
Stage 2 of 7: In committee
Insurance lines
Employment practices liabilityNew paid leave rights create leave and wage/hour claim exposure.
If you hold an emergency city client-services contract during a disease outbreak, you may have to pay in-person workers time and one-half hazard pay.
You may have to give paid safe and sick time to qualifying independent contractors, not just employees.
New requirement
Introduced
In committee
Hearing held
Approved by committee
Passed Council
Awaiting mayor
Enacted
Stage 2 of 7: In committee
Insurance lines
Employment practices liabilityLeave claims could now come from contractors who meet the new definition of employee.
You must give caregivers reasonable workplace accommodations and take part in a cooperative dialogue with them about those accommodations.
New requirement
Introduced
In committee
Hearing held
Approved by committee
Passed Council
Awaiting mayor
Enacted
Stage 2 of 7: In committee
Insurance lines
Employment practices liabilityCaregiver accommodation and discrimination claims by employees or applicants become possible.
You could not discriminate based on a person's family or relationship structure in hiring, housing, or serving customers.
New requirement
Introduced
In committee
Hearing held
Approved by committee
Passed Council
Awaiting mayor
Enacted
Stage 2 of 7: In committee
Insurance lines
Employment practices liabilityEmployees and applicants may claim discrimination based on family or relationship structure.
You could not refuse to hire, or deny service to, someone because of their actual or perceived poverty.
New requirement
Introduced
In committee
Hearing held
Approved by committee
Passed Council
Awaiting mayor
Enacted
Stage 2 of 7: In committee
Insurance lines
Employment practices liabilityApplicants and employees may claim discrimination based on poverty.
If you run a pre-K center under a DOE contract, you must pay education staff at least DOE rates and provide similar benefits or cash in lieu.
New requirement
Introduced
In committee
Hearing held
Approved by committee
Passed Council
Awaiting mayor
Enacted
Stage 2 of 7: In committee
Insurance lines
Employment practices liabilityPay and benefit parity rules can lead to wage and benefit claims by staff.
Film, TV, and theater productions that commit to hiring and accommodating people with disabilities can apply for city grants.
New benefit
Introduced
In committee
Hearing held
Approved by committee
Passed Council
Awaiting mayor
Enacted
Stage 2 of 7: In committee
Insurance lines
No specific insurance line tagged.
You could get free, individualized legal help from the city on making your leased business space accessible to people with disabilities, if funding is appropriated.
New benefit
Introduced
In committee
Hearing held
Approved by committee
Passed Council
Awaiting mayor
Enacted
Stage 2 of 7: In committee
Insurance lines
No specific insurance line tagged.
If you hold a city contract and committed to working with community members or groups, you must report on that work to the agency every quarter.
Disclosure / reporting
Introduced
In committee
Hearing held
Approved by committee
Passed Council
Awaiting mayor
Enacted
Stage 2 of 7: In committee
Insurance lines
No specific insurance line tagged.
If you run a child day care center, you would no longer pay Parks Department permit fees for park use and could apply for permits online.
New benefit
Introduced
In committee
Hearing held
Approved by committee
Passed Council
Awaiting mayor
Enacted
Stage 2 of 7: In committee
Insurance lines
No specific insurance line tagged.
You could get reimbursed for buying and installing a panic button that alerts the police, if you take part in the city's pilot program.
New benefit
Introduced
In committee
Hearing held
Approved by committee
Passed Council
Awaiting mayor
Enacted
Stage 2 of 7: In committee
Insurance lines
No specific insurance line tagged.
You could get reimbursed by the Police Department for buying and installing panic buttons that alert police in an emergency.
New benefit
Introduced
In committee
Hearing held
Approved by committee
Passed Council
Awaiting mayor
Enacted
Stage 2 of 7: In committee
Insurance lines
No specific insurance line tagged.
If you have over 100 employees, you must tell current staff about openings before choosing a candidate and share info about who was selected.
Disclosure / reporting
New requirement
Introduced
In committee
Hearing held
Approved by committee
Passed Council
Awaiting mayor
Enacted
Stage 2 of 7: In committee
Insurance lines
Employment practices liabilityEmployees may claim unfair promotion practices tied to the new notice duties.